20 January 2017

Medical Bill Debt Relief Grants For Senior Citizens Pay Medical Bills

Apply now for the senior citizen medical grants and get the best medical care even with low or no income or savings. Senior citizens have limited or no income and are mostly dependent on their savings to fulfill their basic needs. There are thousands of senior citizens living below poverty levels who struggle hard to get their medical and healthcare needs fulfilled.
Medical needs are indispensable but they can be really expensive. Well, there are medical grants for senior citizens that can financially assist them and provide the required health care needs.
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Medicare
It’s a federal health insurance program for 65 and above aged senior citizens. Those receiving the social security benefits are automatically enrolled in the Medicare grant program. It’s a co-pay program that pays for 50% of the medical costs and the applicant pays the rest amount. The drug coverage includes premiums, co-payments and yearly deductible costs. There are sections of the grant program.
Medical Bill Debt Relief Grants For Senior Citizens
Part A: this covers the medical bills for hospital care
Part B: it covers payments for senior citizens going for doctor visits and getting physical therapies
Part C: Medicare benefits are provided by private insurance companies for the uninsured senior citizens
Part D: seniors will get financial help to pay off their prescriptions. Visit the medicare.gov to avail the grant. Many pharmaceutical companies offer free or discounted medications to senior citizens. Apply to get accepted.
Prescription Savings Discount Card is also a part of the Medicare Part D program that offers discounts and considerable savings on prescription costs.

Medicaid
Senior citizens can receive medical coverage for health care costs. Medicaid covers premiums and co-payments just like Medicare. Programs that are covered by both will be first covered by Medicare and then the difference will be covered by Medicaid. This is a joint state and federal program.
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Community Health Clinics
There are more than 1000 health clinics in America that provide free or reduced priced health care services. Low income and those with no medical insurance can get help from community clinics. Senior citizens can also receive medical benefits from public hospitals and not-for-profit hospitals that get funded from state, local and federal governments. Most urban hospitals are also non-profit and are linked with medical schools. These hospitals have special provisions for the uninsured and underinsured patients.
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Nonprofit Organizations
Charities, nonprofits, accredited organizations and medical clinics also offer medical grants for senior citizens. Salvation Army, United Way, Net Wish, American Red Cross, Jewish Federation of America and Community Action Agencies provide medical benefits to the elderly citizens.
HealthCare.gov, State Human Service Agencies, Local Social Security Administration offices and State Medicaid offices are other options to look for. Eldercare Locator is also an essential site from the U.S. Administration on Aging that provides detailed information about services available for older people and connects them to local support resources like state and local agencies and community organizations.
Start applying now for the medical grants for senior citizens and get the best health care benefits available for you. 




Tags- grants for medical bills, senior citizen medical debt relief grants, grants for hospital bills, medical grants for low income seniors, grants to pay bills.
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9 January 2017

Free Grants For Low Income Unemployed Individuals 2017

Unemployed people are usually financially crunched, especially those with low savings and a family to support. Meeting the daily expenses and paying for the basic needs of life also seems impossible with limited money. Well, there are benefit programs, donation programs, and grants for low-income unemployed people that help in offsetting the expenses and support distressed families.
Every household has certain specific monthly needs that cannot be overlooked even if they consume a major chunk of the expenses. Low income unemployed people have low savings hence paying off exorbitant monthly bills is a big challenge for them. Well, a through online research can offer discount offers, free products, subsidized goods and of course federal grants and benefit programs from state governments. A few benefit programs are listed for you:
grants for low income people
Internet Bills: Access by AT&T, Internet Essentials by Comcast, CenturyLink Internet Basics, Cox Internet, Mediacom Internet
Water Bills: The American Water Corporate, Low Income Payment Program and H2O Help to Others Program
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Grants For Utility Bills: LIHEAP Crisis Program, LIHEAP Grant, The Weatherization Assistance Program and HEAP. Grants from utility companies
Telephone Bills: Linkup, Lifeline, and nonprofits like Secure the Call, HopeLine, U.S. Cellular, Phone 4 Charity
Medical Bills: Medicaid and Medicare, Early Head Start, Children’s Health Insurance Program, Pregnant Women Support Act, Star Kids, Connecting Kids to Coverage, Health and Human Services Oral Care etc
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Food Grants
Healthy eating is important but unemployment can deny people from consuming nutritional foods like milk products, cereals, pulses etc. Deprived families at nutritional risk can easily avail food grants like Supplemental Nutrition Assistance Program (SNAP), School Lunch and Breakfast Assistance Program, Commodity Supplemental Food Program, Emergency Food Assistance Program (TEFAP), School Breakfast Program, Child Nutrition Programs, Special Milk Program and Food Distribution Program. Low income households can also get grocery vouchers, special coupons, discount cards, food vouchers and assistance from food banks and pantries. Nonprofits like Salvation Army, Feeding Army, and community agencies can also help.
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Samples, Discounted Goods and Free Stuffs
Many companies, organizations, and online sites offer free goods, samples or discounted products. Low income people can get free baby formula, diapers, baby furniture, car seats, baby clothes, office clothes, toys, computers, mobile phones, uniforms, shoes etc. Sites like Ebay Classified, Freecycle and Craiglist provides with listings of donors ready to offer donated stuffs.
Grants from Nonprofits
Nonprofits accredited local agencies and community agencies also offer financial help to unemployed people in emergency situations. More than 1100 agencies in America are working tirelessly to provide the basic necessities to families below poverty line. Get help with your housing bills, utility bills, medical bills, maternity needs, baby stuffs like furniture, toys, diapers, baby food, clothes, uniforms for school and office and short-term bill payments.
Keep researching for more Grants for Low Income Unemployed People, the list is just endless. Get your grants to stand back in feet and get relieved from financial stress and cover your debts.




Tags- grants for low income people, grants to pay bills, grants utility bills, personal grants for medical bills, grants for unemployed individuals, home buyer grants, debt relief grants.
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