26 December 2016

Medical Grants For Veterans-Free Money For Paying Medical Bills

The life of Veterans post retirement is not easy. During service period many Veterans suffer serious injuries, mental or health damages and/or became disabled. Due to failing health issues, medical attention is the need but financial crisis poses as a big hurdle in availing medical services.Many nonprofits, charities, the federal government and Veteran associations offer financial support. Let’s read the available medical grants for Veterans.
U.S. Department of Veterans Affairs
Veterans who are entitled to get VA pension are also eligible to receive monthly Aid & Attendance and Housebound Assistance Pension. It helps pay expenses for care in the home, assisted living facility or nursing home. Per month a Veteran can get up to $1,788 while a Veteran with a spouse can get up to 2,120. Veterans with sick spouses are eligible to get maximum $1,406 and a surviving spouse can get maximum $1,149.
National Association of American Veterans
Severely injured Veterans, single parent servicemen, family members of Veterans and military caregivers can receive financial assistance and emergency funds that help in getting medical attention, free transportation to medical appointments, clearing the due debts and paying off the medical bills on time.

Operation Family Fund
Veterans who are severely disabled in the Operation Enduring and Iraqi Freedom are entitled to receive grants that financially assist in paying off rents, medical bills, vehicle repair, emergency transportation and other necessities.
grants to pay medical bills
Project MEND
Since 2007 Project MEND has been offering durable medical equipment and assistive technologies to disabled Veterans and their families for an improved and independent life. The Project was started in honor of Ester Geffre who had developed fatal illness and required assistance with medical equipment. Since its inception, more than 1300 medical equipment have been provided to eligible servicemen. In 2016 it received the prestigious Newman’s Own Award for its commendable services.

Reel American Heroes Foundation
It’s a 501(c)(3) nonprofit organization that offers recreational therapy to the soldiers, airmen, sailors, combat and disabled veterans and the marines. The foundation works with military bases and military hospitals to provide the services in over 25 states.
Salvation Army Liberty Program
Iran and Afghanistan War Veterans can obtain funds from the Liberty Program for their mental health services, unmet needs, psychotherapy, drug/alcohol recovery and other healthcare needs. The funds help to meet the medical needs and also pay for bills. Contact your local Salvation Army office for medical assistance and financial help.
Army Emergency Relief
The nonprofit offers grant money for emergency situations to US Army soldiers that are never to be repaid. It has granted millions of dollars for medical expenses, college education, scholarships, rent, food, utilities and bill payments. Service members and their families can also get loans that are interest-free.
American Red Cross
Veterans who have served the US Armed Forces receive monetary help to meet their daily requirements like food, shelter, housing and medical needs. The nonprofit offers emergency funds that can help Veterans to meet their healthcare needs and also get relieved from debts and due bills.
There are countless other nonprofits, organizations and charities like USA Cares Program, Army Emergency Relief, Operation Homefront, Wounded Warriors Family Support, Military Warriors Support Foundation, Veterans of Foreign Wars Unmet Need Grant and others. Contact the organizations today and get medical grants for Veterans.

Tags- medical grants, grants for medical bills, grants for veterans, grants for medical debts, grants for utility bills, grants for college education.
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22 December 2016

Credit Card Debt Relief Grants-Free Money For Bills

Get financial help and debt management plans for your credit card bills and pay off your due bills with lower interest rates.
Are you stuck with your credit card debts? Well, this can be a real intimidating situation with creditors dunning you persistently and the ever increasing interest rates. Don’t feel overwhelmed, there are few options that you may consider.
Agencies recognized organizations, banks, debt management companies, nonprofits and credit card companies also offer assistance programs and funding that can help you with your debts.  Let’s have a look at them.
Debt Settlement Programs: here the companies usually negotiate with the creditors for a settlement to clear the debts. You will need to put aside a certain amount in savings every month for debt clearance. The amount needs to be transferred to an account for building up savings enough to pay off the negotiated debt settlement amount.

Debt Management Plans: credit card companies, credit counseling agencies, banks and even nonprofits offer DMP. Professional creditors on behalf of the consumers help in reducing the debts, lower the interest rates and also waiving off fees. It helps in reducing the monthly debt payments, avoid any over limit fees or late fees, combine all your debts into a single payment and save you from harassment of the money collectors.
grants for-credit-card bills
Debt Consolidation Loan: you can get a single personal loan from a lender and pay off all other separate debts. You will then have only one monthly fixed payment to make which can be paid in installments. The time period to pay off the amount usually varies from two years to five years. The interest rate may vary depending on your credit amount.
Credit Counseling Services: it helps to develop a personalized plan according to your income and savings to pay off the debt. You can get low cost or free credit counseling services from nonprofit organizations, credit unions, religious organizations and extension offices. An accredited credit counselor will help lower your payments and simply the process through budgeting and money management assistance.
Forbearance Programs: consumers struggling to pay their credit card bills can avail the forbearance program-an agreement between a lender and a borrower. It temporarily reduces or stops monthly mortgage payments for a short period that may range from weeks, months to years as decided upon. During this time period, the interest rates will be low and will provide the opportunity to arrange for the money. Different banks have different forbearance programs; do your research before applying.
Debt Restructuring: companies and creditors help to restructure the debts and plan the payments as per the comfort of the consumers. An agreement is done where the payment is structured, the interest rates are lowered, certain charges are waived, certain settlements done, and specialized plans and assistance offered. This reduces the hassles and worries of paying the credit card debts.
Start visiting your government-approved credit counseling agencies and talk to them about your hardships. Try to negotiate with them and come to a settlement. Also, beware of scams or false guarantees to settle all your credit card debts. Start applying for debt settlement programs.

Tags- debt relief grants, credit card debts, grants for bills, free money to pay bills, help to pay off debts, for low income, for single moms.
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19 December 2016

Grants For Pregnant Women-Find Maternity Grants For Medical Bills

grants for pregnant women

Tags- free grants, for bills, personal money, pregnant women, maternity grants for women, debt relief grants, medical grants, hospital bills.
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14 December 2016

Top 5 Important Free Grants Tips For Individual Applicants

Researching and applying for a grant is not as easy as it sounds. While many sites promise grants and benefit programs from the federal government it might be quite stressful to get one. Institutes, state governments, and nonprofits that are functioning for the society are entitled to receive grants from the government but if you are applying as an individual the options can be limited.
There can be a series of paperwork, documentations, and several eligibility criteria if applying individually and not on behalf of an organization. The article will emphasize on the essential criteria and important grant tips for individual applicants. Let’s have a look at the key points.
Grants Tips For Individuals
Registering as an Individual
You need to first register as an individual with an FON-Funding Opportunity Number, that’s your initial step. Then start looking for individual grants on the site. Remember most of the grants are for organizations that allow them to apply for the FON. Well, worry not!
Filter your Search
Once you are on the grants.gov page start filtering your searches. Remember that you will be applying as an individual here hence under the Eligibility search criteria don’t forget to filter the search and select the Individual option.
Create a Workspace
Create a workshop to apply for your grants. It can help to access online forms whenever they are available and also reuse forms and/or Grants.gov application across different workspaces to save more time.

Just search for the grant opportunity for which you will create the workspace and get started.
Narrowing Down the Searches
While looking for individual grants you need to narrow down your searches as there are uncountable grants available on the sites that might confuse you. Begin your searches in the Keyword field and look for ‘fellowship.’ Further, narrow down the search by selecting the individuals and start looking for the available grants.
Fellowships are funding opportunities for individuals who wish to work along with the federal agency for a given period of time. These grants are usually posted by grant making agencies, not to confuse with Grants.gov, but not always grants are available.  Wait and apply for the grants when available that will give you the great opportunity to assist the agency in its missions and work alongside civil servants.
Check Other Options
There can be many other options available if you are not finding the required funding opportunity on the Grants.gov. You can easily look for blogs emphasizing on individual grants-Federal Grants to Pay Utility Bills, Home Repair Grants, Financial Aid for College Education etc.
Also, visit the benefits.gov site and search for different types of federal financial benefit programs available. Make use of the Benefits Finder tool to look up for grants.
Follow these simple steps and important tips to begin your search for individual grant application and get financial assistance for your needs. Apply soon.

Tags- grants for individuals, grants for bills, search for grants, apply for grants, grants to pay bills, grants for debt relief, grants for low income individuals.
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10 December 2016

Free Grants To Pay Your Credit Card Bills-Pay Credit Card Debts

grants for credit card bills

credit card debt relief grants

Tags- free grants for bills, grants to pay credit card debts, grants pay off bills, debt relief grants, single mother grants, grants for low income individuals, personal grants online.
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1 December 2016

Free Grants For Single Mothers To Pay For Home Repair Bills

Get your single mother home repair grants and renovate your home for free to live in a decent and safe house with your family. Single moms are often at a financial loss to repair and renovate their homes. But maintenance, weatherizing, renovation, up-gradation and remodeling work is essential for the safety and security of the residents of the house that also promotes better living standards.
Nonprofits, government, state and counties offer funds to single moms for financial support. This facilitates in repairing of pipes, stairs, ceiling, roof, removing health hazards, weatherization, renovating home after a natural disaster etc. Let’s have a look at the varied financial sources for home repairing.
Grants.gov: it’s the most authentic government site for federal grants. If looking for home repair grants then visit the Grants.gov page and begin searching with terms like home repairing, home improvement, housing etc. to find the available grants. If you get your needed grants give a quick look to the details and fill in the application. Keep a track of the application and your e-mails to know your status.

HUD: single moms may receive grants or loans for their home repair requirements. Grant programs like Disaster Recovery Assistance, Neighborhood and Small Cities Stabilization Program and Community Block Development Grants facilitate in improving or remodeling of homes for safe and decent living standards. Funds are allocated to counties, states, nonprofits and local governments that are later disbursed among eligible single moms.
grants for home repair bills
HUD has also initiated home repair loans for single moms. Applicants can apply for loans from HUD that ensures it’s approved lenders against any loss. Mothers with a good credit history can apply for the following loan program:
Title 1 loan
203(k) rehab loan
Streamlined 203(k)
Home Repair Programs by State: every state has funding provisions for home repairs. The local or state government, community agencies, housing finance departments, regional councils and accredited organizations offer assistance and emergency cash grants for home improvement needs.
Homeowner-Occupied Rehabilitation Grants: low income earning single mothers, who are homeowners, are eligible to get grant money from the local governments for urgent home repair work. The repairing work may include energy efficiency up-gradation, renovating major systems like plumbing, mechanical & electrical, accessibility improvements and building code-required things. 
There are few eligibility criteria to remember:
The annual income of the applicant must be or below 80% of the Area Median Income
Applicant must be a legal U.S. citizen
The applicant must be the primary resident of the house
Must have clear property title
House must be in a condition for rehabilitation
Applicants must reside within the limits of San Antonio city
Additionally, single moms can take help from Single-Family Rehabilitation (SFR) Program, Single-Family Rehabilitation Loan Pool (SFRLP), USDA and Urgent Repair Program (URP). Start applying now for the home repair programs for single moms and get a secured shelter to dwell in with your family. For more information read Home Repair Grants for Disabled Mothers.

Tags- grants for bills, grants for single moms, home buyer grants, home repair grants, grants for rental bills, free grants to pay bills, Obama debt relief grants.
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