1 December 2016

Free Grants For Single Mothers To Pay For Home Repair Bills

Get your single mother home repair grants and renovate your home for free to live in a decent and safe house with your family. Single moms are often at a financial loss to repair and renovate their homes. But maintenance, weatherizing, renovation, up-gradation and remodeling work is essential for the safety and security of the residents of the house that also promotes better living standards.
Nonprofits, government, state and counties offer funds to single moms for financial support. This facilitates in repairing of pipes, stairs, ceiling, roof, removing health hazards, weatherization, renovating home after a natural disaster etc. Let’s have a look at the varied financial sources for home repairing.
Grants.gov: it’s the most authentic government site for federal grants. If looking for home repair grants then visit the Grants.gov page and begin searching with terms like home repairing, home improvement, housing etc. to find the available grants. If you get your needed grants give a quick look to the details and fill in the application. Keep a track of the application and your e-mails to know your status.

HUD: single moms may receive grants or loans for their home repair requirements. Grant programs like Disaster Recovery Assistance, Neighborhood and Small Cities Stabilization Program and Community Block Development Grants facilitate in improving or remodeling of homes for safe and decent living standards. Funds are allocated to counties, states, nonprofits and local governments that are later disbursed among eligible single moms.
grants for home repair bills
HUD has also initiated home repair loans for single moms. Applicants can apply for loans from HUD that ensures it’s approved lenders against any loss. Mothers with a good credit history can apply for the following loan program:
Title 1 loan
203(k) rehab loan
Streamlined 203(k)
Home Repair Programs by State: every state has funding provisions for home repairs. The local or state government, community agencies, housing finance departments, regional councils and accredited organizations offer assistance and emergency cash grants for home improvement needs.
Homeowner-Occupied Rehabilitation Grants: low income earning single mothers, who are homeowners, are eligible to get grant money from the local governments for urgent home repair work. The repairing work may include energy efficiency up-gradation, renovating major systems like plumbing, mechanical & electrical, accessibility improvements and building code-required things. 
There are few eligibility criteria to remember:
The annual income of the applicant must be or below 80% of the Area Median Income
Applicant must be a legal U.S. citizen
The applicant must be the primary resident of the house
Must have clear property title
House must be in a condition for rehabilitation
Applicants must reside within the limits of San Antonio city
Additionally, single moms can take help from Single-Family Rehabilitation (SFR) Program, Single-Family Rehabilitation Loan Pool (SFRLP), USDA and Urgent Repair Program (URP). Start applying now for the home repair programs for single moms and get a secured shelter to dwell in with your family. For more information read Home Repair Grants for Disabled Mothers.

Tags- grants for single moms,home buyer grants,home repair,grants for rental bills,free grants to pay bills,Obama grants.
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29 November 2016

Get Free Pell Grants For College Students Pay For Higher Education

Apply for the Federal Pell grant and get free money from the government to pursue your dreams of higher studies.
Aspiring students from low income families often give up their dream of higher education and of enrolling in a college to continue their studies due to the dearth of money. Higher education can be really expensive but it offers an independent and financially stable life. The government has initiated the Federal Pell Grant that funds for educational expenses, enabling meritorious needy students to attain college degrees. Read on and apply soon for monetary assistance.

Essential Points for Pell Grant
The Pell Grant is a need-based grant awarded to low income undergraduate students pursuing their postsecondary education. To be entitled to the grant, students should not have a professional degree or a bachelor’s degree. Students can use the grant to seek education in one of the recognized 5,400 postsecondary institutions. They must fill the Free Application for Federal Student Aid (FAFSA) for the Pell grant and later the U.S. Department of Education determines the financial need of the applicants based on the information provided.
pell grants for college education
The Pell grant funds can be received from only one school at a time. Each participating school receives the required Federal Pell grant funds from the U.S. Department of Education for their eligible students.
For the award year 2016-2017 i.e. July 1, 2016, to June 30, 2017, the amount for the Pell Grant is $5,815. The grant amount to be awarded is based on 4 essential points:
Student's expected family contribution (EFC) or your financial need
Cost of attendance
Student's enrollment status; whether it’s a full-time or part-time course
Whether the student will be attending a full academic year or less than a year
The Eligibility Criteria for Pell Grant
There are certain essential eligibility factors that are taken into consideration before a Pell Grant is given. Let’s have a look:
The first list comprises of all important factors that is necessary
Must have a GED or high school diploma
Must be eligible to enroll in a certificate/degree program
Should have a valid social security number
Sign FAFSA that states (a) you don’t owe any refund money or default student federal loan (b) you will make use of federal money for education 
Have satisfactory school progress report
The grant must be used for educational purpose only and students must sign a document stating that
Any ONE of the factors in the second list is needed
Must be a U.S. citizen 
Should have a green card
Should have a battered immigrant status
Should possess arrival departure record
Should have T-Visa
Pell Grant Fund Application
Once the FAFSA is filled either the institution receives the Institutional Student Information Record (ISIR) or the student receives the Student Aid Report (SAR) that confirms the eligibility of the student for the Pell grant. The Pell grant can be specially used only for expenses related to academics which include school fees, tuition, board, room (if the student stays on the campus), purchasing textbooks, transportation, classroom supplies and sometimes food.

Tags- college grants,pell grants for college,for higher education,money for education,for low-income people,for single moms.
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22 November 2016

Free Housing Debt Relief Grants For Senior Citizens To Pay Off Bills

Senior citizens struggle to pay off their housing rents that often lead to heavy debts and due bills. The federal government, state agencies and nonprofits hence offer debt relief housing grants to ward off homelessness and evictions. The grants help in offsetting the debts and offer subsidy plans for affordable accommodation facilities. Let’s have a look at the housing debt relief grants.
HUD Section 202 Supportive Housing for the Elderly Program
HUD provides affordable housing facilities to low income senior citizens in an environment with support facilities like transportation, cleaning, cooking to help them reside independently. The complete construction and acquisition of the housing structures are financed by HUD. The 202 Supportive Housing program provides rent subsidies and rental funds to pay for the difference in rent amount paid by the tenant and the operating cost of the project.
Also Read-
The eligible applicants for the housing program are the nonprofit consumer cooperatives and the private nonprofit organizations. The eligible customers for the program are the very low-income households who have at least one member of or above 62 years during the occupancy.
The application process is administered by the state and county offices and the funds are later allocated to the local charities and nonprofits. Check for the Notice of Funding in Grants.gov and send an application in its response to applying.

Public Housing
Public Housing programs offer safe and decent housing facilities of different sizes and types to eligible applicants like senior citizens, disabled people, and low income families. Applicants who have lower income limits of 80% and very low income limits of 50% of the median income may get housing grants. However, the income limits can vary according to areas. Contact the local HA or the HUD field office.
Also Read-
The Housing agency will determine the eligibility factors for applicants which are:
Must be U.S. citizen or have legal immigration status
The annual gross income is determined
Need to qualify as person with disability, senior citizen or family
Housing Debt Relief Grants For Senior Citizens
Image Credit- Flickr
Housing Choice Voucher Program
The HUD offers safe and decent housing facilities to low and very low income senior citizens through the Housing Choice Voucher Program. Applicants can find their own housing of choice outside subsidized housing projects like townhouses, single family homes, apartments, but it must meet the stated program requirements and HUD safety standards. Housing choice vouchers, administered by the PHA and funded by HUD, are given to eligible applicants to look for housing.
The PHA directly pays the housing subsidy to the landlord on behalf of the applicants or families. Later the families pay the remaining amount to the landlord that was not compensated or subsidized by the program.
USDA Section 515 Multi-Family Housing
The USDA offers subsidy programs for affordable living conditions for senior citizens. There are more than 15,000 complexes in the rural areas of the 50 states that are offered to low income seniors at subsidized rates. The income limits can vary according to location and area.
Non-Profit Organizations
Nonprofits and charities like Fannie Mae, Mercy Housing, Salvation Army, Habitat for Humanity, American Red Cross, and community agencies also offer housing facilities to senior citizens.
Research well and start applying now for the senior citizen housing grants.

Tags- grants for bills,for low income,to pay rental bills,debt relief grants,housing grants,for senior citizens,for utility bills,home buyer grants.
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20 November 2016

Free Grants Help Pay Off Telephone Bills-Apply For Money Online

Start applying for the grants and benefit programs and pay off your telephone bills without worrying about financial problems
Telephones or mobile phones are now an essential need for communication for all but the monthly bills or recharge rates for cell phones are expensive enough to afford. Low income families with their meager savings and income levels might struggle to pay off the bills or even keep a telephone connection. To extend support states, government and local authorities offer telephone assistance programs to help needy customers. Let’s have a look at the different telephone grants available for you.
Also Read-
Telephone Assistance Program: there are telephone assistance programs from the federal government that can assist low income families to pay their telephone bills. The grants are disbursed by the states and granted to applicants receiving SNAP, LIHEAP, Medicaid, TANF, SSI, housing benefits. The telephone programs are separated into two components

Lifeline: it’s a government benefit program administered by the Federal Communications Commission’s Universal Service Fund. Below a certain income level customers are eligible to get discounted telephone or cell phone services. The discounts are however not applicable for special phone types like Caller ID or Call Waiting or for long distances. Subscribers now receive monthly discounts for purchasing telephone services from participating providers. The eligibility for Lifeline services is either income based or program based.

grants to pay telephone bills
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      Once you qualify for Lifeline these are the steps to get your discount services:
  • first, make a selection of a phone company
  • fill the phone company application form providing the important details
  • your identity will be verified by the company and then you will get enrolled
  • recertify every year to continue getting services
LifeLine is soon to be modernized to provide discounted broadband to its subscribers.
Link-up: another federal program, it provides a discount for the telephone or cell phone installation charges for deprived families. Eligible families can get up to $30 discount for the setup. Customers can also borrow the balance amount for a year in case the setup fees exceed $30 which is interest free. Contact your state or local organization for the benefits.
Also Read-
Free Mobile Phones: if getting a telephone service seems unaffordable you can use mobile phones. Seek help from the state social service agency for donated mobile phones. Nonprofit organizations like Secure the Call, HopeLine, U.S. Cellular, Phone 4 Charity and others also offer donated cell phones to the needy, victims of domestic violence and single mothers. Few also offer free shipping. 
Local Telephone Companies: monetarily crunched families can also get assistance from local telephone companies for their installation charges and monthly telephone bills. Companies offer plans, installation payment schemes, discount programs etc to help pay the bills over a period of time. Customers can also use pricing plans that are less expensive.
States and counties may also have special plans to offer zero percent interest loans, reduced setup fees or programs to avoid deposit charges. Research well and get the best plan or grants to pay your telephone bills.

Tags- Grants for bills,for single moms,for senior citizens,debt relief grants,for low income,pay utility bills,home buyer grants,financial assistance.
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18 November 2016

Financial Assistance To Pay Off Your Monthly Expenses And Bills

Get your grants and get financial assistance to pay off your monthly expenses and bills with ease.
Many low income families struggle hard of pay off their bills for monthly expenses. The meager income levels and low savings pose a big challenge in fulfilling the basic needs. Federal grants and assistance from nonprofits are available to help such distressed families to meet their needs and cover up the expenses.
Read on to know about the varied grants available for your needs.
Cable TV Bills:  Television is an effective means of entertainment and knowledge, especially for children. With time it’s become an important need but the cable bills can be expensive to pay off. Well, if you are running short of money contact your cable companies to avail special plans, discounts, installment payment schemes, installment programs and monthly cable payment schemes.

Telephone Bills: telephone is an essential means of communications but the installation fees, monthly charges, mobile recharging can be expensive for low income families to afford. The federal government, nonprofits, telephone companies and cell phone companies offer payment schemes, discount plans, installation plans and free services to help pay off bills and dues. Look for assistance from Linkup, Lifeline and nonprofits like HopeLine, Secure the Call, Phone 4 Charity, U.S. Cellular.
Also Read-
Water Bills: water is a prime requisite for all but many needy families struggles hard to pay the monthly water bills. Well, there are water companies, federal grants, and nonprofits to offer help with all financial problems, due bills, and payment issues. The American Water Corporate, the largest U.S. water company, offers payment plans, installment programs, discounts and credit plans for eligible low income families. The Low Income Payment Program and H2O Help to Others Program are also available for assistance.
grants to pay your monthly bills
Home Rent: paying off monthly home rent can be intimidating for low income families with limited earnings. Thousands of families face the risk of getting evicted and becoming homeless for their overdue rents. The federal government and nonprofit organizations extend housing support and financial assistance to needy families. Get home grants from HUD, US Department of Agriculture, CDBG, Salvation Army, Habitat for Humanity, Fanie Mae, Mercy Housing, American Red Cross, CoAbode, United Way to pay off your monthly rents.
Also Read-

Food and Groceries: though the food is a daily necessity there certain monthly necessities like cereals, milk products, pulses etc. Deprived families can get help with grocery bills from grocery vouchers, discount cards, food vouchers, government food stores and food grants like SNAP, Emergency Food Program, School Lunch and Breakfast Assistance Program and The Emergency Food Assistance Program. You can also get rebates, coupons, special discounts and products on sale from food banks and pantries. Also, seek help from nonprofits if in the emergency situation.
Utility Bills: grants are also available for utility bills, weatherization, and up-gradation for energy efficiency. States, government, nonprofits and local communities financially support needy families with grants like LIHEAP Crisis Program, LIHEAP Grant, The Weatherization Assistance Program and HEAP. Even utility companies offer cash grants, restructuring of payment plans and benefit programs to compensate utility bills. Low income families can also avail summer and winter protection plans and programs and get free heating oil.
The list can be endless. If you are stuck with your monthly expenses apply for the grants to pay off bills.

Tags- grants for bills,financial assistance,for low income individuals,for low income,for single mothers,for disabled veterans,debt relief grants.
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